Sunday, February 28, 2010

Sarah Palin is so Dumb ...

... that she probably thinks there's a difference between collision insurance and liability insurance when it comes to cars.

I don't know if you've seen this, but it's so illustrative of so many points that it's worth recapitulating here. Here's the Obama anecdote from the healthcare summit.
When I was young, just got out of college, I had to buy auto insurance. I had a beat-up old car. And I won’t name the name of the insurance company, but there was a company — let’s call it Acme Insurance in Illinois. And I was paying my premiums every month. After about six months I got rear-ended and I called up Acme and said, I’d like to see if I can get my car repaired, and they laughed at me over the phone because really this was set up not to actually provide insurance; what it was set up was to meet the legal requirements. But it really wasn’t serious insurance.
Insurance that meets legal requirements is liability coverage only. Coverage that takes care of your bumper is collision insurance. This is basic knowledge for all of us out here in Hicksville. This was not some slip of the tongue done in the middle of an antagonistic interview, this was a planned anecdote at Obama's healthcare summit. The fact that he used this anecdote proves one or more of the following:

  • He has no idea how insurance works.

  • His staff has no idea how insurance works.

  • The press doesn't care that he doesn't know how insurance works. (Imagine if Sarah Palin had said this.)

  • He doesn't think you know how insurance works nor does he think you should have to. Government regulations should make it safe to be a complete idiot.

  • He knows how insurance works, but his strategy is to throw so many anecdotes of woe into the debate that it's impossible to react to all of them.
I'm open to your suggestions here.

Sarah Palin. Man, is she stupid or what?


Rose said...

He does not have a CLUE how anything works. He has been a get along to get along, vote "present" guy - and he is a disaster for our nation.

He thinks doctors take out tonsils for no reason, he has shown his absolute and appalling lack of understanding many times now.

It's all about demonizing his opponents and it is all about himself winning, nothing else.

Captcha: resseses (as in in the deep recesses of his mind, even he knows he is NOT competent for the job he now finds himself holding.)

Rose said...

(PL/PD Public Liability and Property Damage - you have to cover damage to other people's property - you are not required to buy insurance to cover YOUR OWN damage. Obama got what he paid for. What he chose. Most people know the difference, only those of a certain mentality do not. Also, generally, if you are rear-ended, the rear-ending party is considered guilty and would be the one paying for the damage - the story doesn't make any sense for a number of reasons. Or, he was lying.)

Dean said...

What an embarassment.

Link forthcoming.

Deo said...

Yeah, somebody should have written some notes on hand....

$arah Palin/Fabio 2012!

K T Cat said...

What a nincompoop the guy is.

Jeff Burton said...

Thanks for pointing this out. I'd see that anecdote discussed, but not the deeper implication.

BTW, maybe you can help me decide whether to keep collision insurance on my '94 Honda. Three fenders are still intact and the rust is still in the decorative stage. ??? Thanks.

K T Cat said...

Dean, the notes on the hand comment made me LOL.

Rose, I totally agree with you. He has no idea how things work. They never discussed that in the faculty lounge.

Jeff, Dave Ramsey would tell you to self-insure your clunker for collision. :-)

Basil said...


That's not a question, that's the answer to your question.