From the Puppy Blender's post on the higher education bubble comes a perfect statement of a problem that bedevils the West.
It's kind of late to be asking this question after you've borrowed the money, don't you think? Note that this image applies equally well to Greece, Illinois, Social Security and any number of municipalities.
Somewhere, we lost the ability to grasp the concept of earning what we consumed. There's a cure for that.
Update: The photo is even deeper than you might think. It's easy to understand why she's yelling, but what's remarkable is that she is yelling at us. She either thinks it's our fault or she wants us to do something about it.