On the Budget Deficit and Home Loans

At any point in time, the amount of money available for borrowing is fixed. The greater the demand for borrowed money, the harder it is to get it. Wouldn't you think that the government waddling in and sucking $400B+ out of the pool of available loans each year would make it harder for the average Joe to get a loan?

No home loan for you! The education industry needs it more.
Graph from Wright's Law.